Accept payments safely and securely using Pay By Account
Enable real time transactions for your customers with increased protection
Contact UsOffer customers safe and seamless account payment experience
Improved Collections
Automatically collect payments on due date with recurring payments. Instant access to funds, no more chasing late payments.
Minimal Technical Lift, Maximum Efficiency
One-time Integration though one single API. Eliminates human error, reducing admin costs and reconciliation issues.
Standardized Acceptance & Higher Sales Conversion
Better UX, lower declines, fewer abandoned carts. Reach new customers who prefers paying using their bank account.
Easily Reward Customers (Coming Soon)
Drive consumer retention and loyalty by rewarding consumers in a simple and easy way.
Partner with Mastercard to offer account based payments
Compelling pricing
Attractive economics for resellers.
Scheme security
Supported by Mastercard scheme experience and participation standards.
Easy integration
Simple onboarding and integration.
Scale NPP transactions
Modular solution that allows resellers to leverage their NPP connection.
BECS and NPP connectivity
Offer multi-rail settlement and a convenient dispute management process.
How it works for consumers
- Select Pay By Account at checkout
- Create your profile or sign in
- Using PayID®, connect the bank account you wish to pay from
- Complete a one-time-set-up in your bank app for all future checkouts
- Pay securely and directly from your accounts. You don’t need to share your card or account details
How it works for merchants
Peace of mind
No need to share card or account details, pay using your phone number or email.
Choice
Visibility of all connected merchants in a single place.
Convenience
Nothing new to download, no need to enter payment details, easy access to preferred bank accounts.
Control
View and manage all transactions, merchants, disputes.
Increased sales
Reduce checkout abandonment by offering a smooth and trusted checkout experience – no manual entry, completed in just a few taps.
Easy to integrate
Directly integrate via a single API, or via your integrated reseller.
Reduced fraud
Built in fraud protection and controls.
Compelling pricing
Attractive price for value to consumers (rewards).
Improved cash flow
Faster settlements.
Customer choice
Allow your customers to pay using their preferred payment method.
Increase transactions
Grow your banks Account-to-Account transaction volume.
Better security
Improves security with in-built “card-grade” cyber & intelligence services for account payments.
Ease of payment for your consumers
Offer Pay by Account as a payment option for cardholders to pay instalments and credit cards.
Payer Bank’s PayTo rails
Optionality to utilise Bank’s NPP integration.
Drive sales with a seamless payment experience
By letting customers pay with Pay By Account you can make payment effortless, reduce friction at checkout and improve your conversions.
Drive sales with a seamless payment experience
By letting customers pay with Pay By Account you can make payment effortless, reduce friction at checkout and improve your conversions.
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