MERCHANTS

Increase sales and conversion

  • Allow your customers a “card-like” experience whenever they pay directly from their preferred bank account.
  • Earn from new payments with low dishonour risks.
  • Boost sales conversion with better UX, lower declinesand fewer abandoned carts.
  • Improve reconciliation with better visibility of incoming payments.
  • Instil loyalty and trust with EMV-like security and payer bank authentication.

RESELLERS

Delight retailers and billers to
grow loyalty and revenue

  • Reduce integration complexity in bringing more payment options with competitive pricing and enhanced resiliency.
  • Provide better fraud detection & prevention with built-in “card-grade” cyber & intelligence services.
  • Offer a convenient dispute management process with integrated portals and reporting.

HOW IT WORKS

A new way for merchants to
accept payments with convenience,
security, and control

  • Track events, transactions, and refunds within portals.
  • Bringing seamless interface and inbuilt tools, streamlining management of business.
  • Manage merchant onboarding and profiles via Reseller.

Merchant Benefits

Increased sales
Maximise basket conversions by offering a smooth and trusted checkout experience – no manual entry, completed in just a few taps

Easy to integrate
Pay By Account is a digital payment solution that can be implemented via your website or app

Reduced fraud
Near-elimination of online fraud with transactions authorised with open banking connected bank accounts. In-built fraud controls in place

Reseller Benefits

Compelling pricing
Provides attractive pricing

Improved cash flow
Benefit from reduced chargebacks and faster cash transfers

Competitive
Helps win share from other providers of alternative payments

Fraud Protection
In-built fraud controls in place

Payer Bank Benefits

Customer relations
Your trusted bank brand is at the centre of consumer payments

Better security
Improves security with built-in “card-grade” cyber & intelligence services for account payments

Drive sales with a seamless
payment experience

By letting customers pay with Pay By Account, you can make payment effortless, reduce friction at checkout, and improve your conversions.

Pay By Account isn't just a new way to pay - it's part of the next generation in digital payments


Get Started

Want to know more? We're always here to speak to you


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